Finding the lowest available mortgage rate can significantly reduce the lifetime costs of your loan. In fact, reducing your rate by even a few percentage points could save you thousands of dollars long-term. But with…
Traditionally, wintertime is a downtime for the real estate market. The weather is colder, wetter and often messy, which can be a little off-putting for potential homebuyers and sellers. But despite these seasonal challenges, winter…
When applying for a mortgage, it’s important to understand the difference between conforming and nonconforming loans. Conforming loans offer more protections and could save you money long-term. Nonconforming loans are more accessible, offer larger loan…
Along with the holidays come social gatherings, home cooking and elaborate decorative displays. But the season also comes with an uptick in house fires and other fire-related safety incidents. While cooking is the leading cause…
In today’s competitive seller’s market where housing options are limited, you’ve taken the proactive step of securing a mortgage preapproval as you embark on your journey to purchase a new home. However, there’s something important…
Settling into a new home goes beyond just unpacking boxes — it’s about adapting to a different space, embracing a new community and establishing fresh routines. The initial months can sometimes feel daunting, especially if…
In 2022, the prime rate went up by 4 points, going from 3.5% to 7.5%. This happened because the Federal Reserve wanted to better manage inflation. By July 2023, the prime rate had gone up…
As life evolves, so do our household needs. From new family members to an empty nest, change is inevitable. But when change comes knocking, should you renovate your current home or uproot and relocate to…
Summer is a season synonymous with clear skies, free time and fun outdoor activities. But you know what is also great about summer? It can be an ideal time to perform a number of vital…
Approved Mortgage, a leading mortgage banker in the Indianapolis area, is pleased to announce the promotion of Joel Asbury to the position of Mortgage Coach. In his new role, Joel will continue demonstrating his exceptional…