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Category:
Tips & Tricks

Outsmart These 4 Refinancing Obstacles

May 13, 2022

Refinancing your mortgage can lower your interest rate, reduce your monthly payments or provide the funds to pay other debts and expenses. However, application rejection is more common than many people think. But there are…

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4 Ways to Pay for Home Improvements

Apr 26, 2022

Are you considering revamping your home this year?  It might be something small, like a broken window or a busted pipe. Maybe you find yourself wanting larger changes, like a new kitchen layout or a…

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The Pros and Cons of a 20% Down Payment

Apr 11, 2022

It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why 20% is the recommended amount, but…

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Your Guide to Spring Home Maintenance

Mar 31, 2022

Proper home maintenance is critical as a homeowner.  Regular maintenance can keep your house in good working order, preserve its curb appeal and save you from unnecessary — and costly — repairs. Do you have…

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4 Common Homebuyer Mistakes to Avoid

Mar 18, 2022

You’ve been preapproved for your mortgage, and you’re just waiting on that magical closing date when you can get your keys and move into your dream house. Nothing can stop you, right? Well, that’s not…

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New Colors for Your Next Home Project

Mar 03, 2022

Every year, paint companies, interior designers, and other professionals choose a “color of the year.” These hues usually represent the feelings of the moment — or the changes they hope the new year will bring….

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Tips for Buying a Home on One Income

Feb 15, 2022

You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your…

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Buyer or Owner? How a Refund Can Help

Jan 27, 2022

If you’re lucky, you might be expecting a hefty refund come tax season — but forget the shopping spree. Instead, a tax refund can be an excellent tool for helping you improve your current home…

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Your Debt-to-Income Ratio Calculation

Jan 14, 2022

Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate…

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Do you want to upgrade your bathroom?

Dec 28, 2021

Upgrading your bathroom can improve your home’s value and, when it comes time to sell, even increase its marketability.  And there’s more good news: You don’t have to spend much money to do it. Though…

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