Monthly Archives: April 2023

Mortgage Points and Credits Explained

Apr 24, 2023

Mortgage rates are more flexible than you might think. While rates are largely based on your credit score, down payment, and other risk factors, you can also manipulate them with things called discount points and…

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How New Pricing Model Affects Loan Fees

Apr 10, 2023

Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made…

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