Category:
Saving Money

Your Debt-to-Income Ratio Calculation

Jan 14, 2022

Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate…

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Do you want to upgrade your bathroom?

Dec 28, 2021

Upgrading your bathroom can improve your home’s value and, when it comes time to sell, even increase its marketability.  And there’s more good news: You don’t have to spend much money to do it. Though…

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How to Find and Hire a Good Contractor

Nov 24, 2021

Remodeling can be a great way to make your home more comfortable and suited to your style — not to mention it could improve your home’s value. Are you considering a renovation? If so, finding…

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A Guide to First-Time Buyer Resources

Oct 14, 2021

Whether it’s your first time buying a home or it’s just been a while, there’s a chance you might need some help along the way.  Fortunately, if you’re a first-timer — or if you haven’t…

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5 Tax Perks Homeowners Should Know

Feb 11, 2021

Homeownership tends to come with benefits. But some of the most appealing (at least financially speaking) are the tax perks. Once you become a homeowner, you qualify for a number of deductions, credits and other…

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Get Ready to Set Your 2021 Finance Goals

Jan 12, 2021

No matter what your current situation looks like, there are often opportunities to improve your financial strength and build wealth — especially when it comes to homeownership. So sit back and think: What financial goals…

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4 Ways to Accomplish Your Money Goals

Nov 23, 2020

Whether you’re planning to buy a new home, refinance your existing mortgage or stow away extra cash for retirement, having good financial habits in place can help. Those habits should include managing your bills, budgeting,…

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How to Build More Equity in Your Home

Nov 12, 2020

Home equity is the stake in your home you actually own. The more equity you have, the more you stand to gain when it’s time to sell later on. You can also tap home equity…

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4 Scenarios for Adjustable-Rate Loans

Oct 29, 2020

A 30-year, fixed-rate home loan isn’t right for everyone. Depending on your plans, it might actually cost you more in the long run. Though they’re less common, adjustable-rate mortgages (ARMs) are a better fit for…

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Should you remodel your home or move?

Sep 17, 2020

You love your home. You’ve made it your own and have lots of happy memories there. But maybe it no longer suits you and your family as well as it did before. Maybe it’s too…

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