Saving Money

Getting a Mortgage With Student Debt

May 12, 2023

More than 43 million Americans have student loans. So if you’re hoping to buy a home with student loans in tow, you’re not alone. Fortunately, student loans are treated just like any other debt when…

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Mortgage Points and Credits Explained

Apr 24, 2023

Mortgage rates are more flexible than you might think. While rates are largely based on your credit score, down payment, and other risk factors, you can also manipulate them with things called discount points and…

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How New Pricing Model Affects Loan Fees

Apr 10, 2023

Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made…

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4 Easy Ways to Shrink Your Utility Bills

Mar 27, 2023

The cost of living has risen steadily over the past few years, and utilities are no exception. As inflation continues to put pressure on the average American’s budget, it’s no wonder that many home renovations…

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How Homeowners Build Generational Wealth

Feb 27, 2023

Homeownership can be a pathway to building generational wealth — in fact, owning a home is so closely linked to long-term stability that it’s been one of the few life goals that’s just as common…

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4 Signs That It’s Time For a New Roof

Feb 13, 2023

Repairing or replacing your roof can be a big investment.  As a homeowner, it’s natural to want to wait until the time is right to get the most out of your roof’s lifespan. As a…

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When You Should (Not) Refinance

Jan 23, 2023

Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can…

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Buyer Guide: Starter vs. Forever Homes

Dec 02, 2022

Is there a difference between the right house for your current situation versus your ideal home for life?  There’s usually a big difference for most buyers, and it’s a good idea to consider both options…

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Using Gift Money for Your Down Payment

Nov 14, 2022

Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover your down payment?  You most certainly can. However, there are some limitations and a few…

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How does house hacking work?

Oct 25, 2022

There are lots of creative ways to afford a home, but house hacking might be one of the most interesting on paper.  Not only does this investment strategy have generations of practical use behind it,…

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