When You Should (Not) Refinance
Jan 23, 2023Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can…
Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can…
Is there a difference between the right house for your current situation versus your ideal home for life? There’s usually a big difference for most buyers, and it’s a good idea to consider both options…
Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover your down payment? You most certainly can. However, there are some limitations and a few…
There are lots of creative ways to afford a home, but house hacking might be one of the most interesting on paper. Not only does this investment strategy have generations of practical use behind it,…
Building your home from the ground up can be extremely rewarding. You get to have a lot more control over your property’s design and construction, and starting from scratch can be an adventurous passion project….
When you apply for a mortgage, lenders assess two things: your risk as a borrower and any risks associated with the property. While you can influence the former through having a good credit score and…
Knowing whether the price is right for a property you’re interested in is vital to avoid problems further down the road. It can be easy to miss though, especially in a hot market. With stiff…
Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps in, you might be considering pausing your home search. Is that the right move, though?…
Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers. As a new homeowner, there are a number of tasks you’ll want to prioritize to ensure your home…
Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For…