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Tips & Tricks

Are you prepared for spring cleaning?

Feb 26, 2024

Spring cleaning is more than an annual tradition. It’s the necessary response to a long winter of tightly sealed homes and trapped indoor allergens. Wiping the slate clean of accumulated dust and dander provides a…

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Your Guide to Down Payment Assistance

Jan 22, 2024

As you may know, saving for a competitive down payment was one of the primary obstacles homebuyers faced in 2023. With high prices and rising mortgage rates, many buyers have turned to down payment assistance…

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Should You Lock In Your Mortgage Rate?

Jan 11, 2024

Finding the lowest available mortgage rate can significantly reduce the lifetime costs of your loan. In fact, reducing your rate by even a few percentage points could save you thousands of dollars long-term.  But with…

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Should You Buy or Sell a Home in Winter?

Dec 26, 2023

Traditionally, wintertime is a downtime for the real estate market. The weather is colder, wetter and often messy, which can be a little off-putting for potential homebuyers and sellers.  But despite these seasonal challenges, winter…

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Conforming Versus Nonconforming Loans

Dec 15, 2023

When applying for a mortgage, it’s important to understand the difference between conforming and nonconforming loans. Conforming loans offer more protections and could save you money long-term. Nonconforming loans are more accessible, offer larger loan…

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Practice Fire Safety This Holiday Season

Dec 04, 2023

Along with the holidays come social gatherings, home cooking and elaborate decorative displays. But the season also comes with an uptick in house fires and other fire-related safety incidents.  While cooking is the leading cause…

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What to Do if Your Preapproval Expires

Nov 30, 2023

In today’s competitive seller’s market where housing options are limited, you’ve taken the proactive step of securing a mortgage preapproval as you embark on your journey to purchase a new home. However, there’s something important…

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3 Must-Do’s for New Homeowners

Nov 16, 2023

Settling into a new home goes beyond just unpacking boxes — it’s about adapting to a different space, embracing a new community and establishing fresh routines. The initial months can sometimes feel daunting, especially if…

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How Does the Prime Rate Impact Loans?

Sep 11, 2023

In 2022, the prime rate went up by 4 points, going from 3.5% to 7.5%. This happened because the Federal Reserve wanted to better manage inflation. By July 2023, the prime rate had gone up…

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Adapting Your Home: Renovate or Relocate?

Aug 28, 2023

As life evolves, so do our household needs. From new family members to an empty nest, change is inevitable.  But when change comes knocking, should you renovate your current home or uproot and relocate to…

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