Closing costs are an unavoidable part of the mortgage process. But as of May, some of those costs may change and even increase for some homebuyers and refinancers. This is due to recent changes made…
The cost of living has risen steadily over the past few years, and utilities are no exception. As inflation continues to put pressure on the average American’s budget, it’s no wonder that many home renovations…
Homeownership can be a pathway to building generational wealth — in fact, owning a home is so closely linked to long-term stability that it’s been one of the few life goals that’s just as common…
Repairing or replacing your roof can be a big investment. As a homeowner, it’s natural to want to wait until the time is right to get the most out of your roof’s lifespan. As a…
Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your interest rate and more. But when it’s not the right time to refinance, it can…
Is there a difference between the right house for your current situation versus your ideal home for life? There’s usually a big difference for most buyers, and it’s a good idea to consider both options…
Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover your down payment? You most certainly can. However, there are some limitations and a few…
There are lots of creative ways to afford a home, but house hacking might be one of the most interesting on paper. Not only does this investment strategy have generations of practical use behind it,…
Building your home from the ground up can be extremely rewarding. You get to have a lot more control over your property’s design and construction, and starting from scratch can be an adventurous passion project….
When you apply for a mortgage, lenders assess two things: your risk as a borrower and any risks associated with the property. While you can influence the former through having a good credit score and…