5 Telltale Signs of an Overpriced Listing
Sep 26, 2022Knowing whether the price is right for a property you’re interested in is vital to avoid problems further down the road. It can be easy to miss though, especially in a hot market. With stiff…
Category:
Saving Money
Can Homebuyers Save Money By Waiting?
Aug 23, 2022Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps in, you might be considering pausing your home search. Is that the right move, though?…
New Home Checklist Before Moving In
Aug 08, 2022Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers. As a new homeowner, there are a number of tasks you’ll want to prioritize to ensure your home…
Adjustable-Rate Mortgages Demystified
Jul 25, 2022Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For…
4 Financial Planning Myths Busted
Jul 12, 2022There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit score to qualifying for loans. No…
Outsmart These 4 Refinancing Obstacles
May 13, 2022Refinancing your mortgage can lower your interest rate, reduce your monthly payments or provide the funds to pay other debts and expenses. However, application rejection is more common than many people think. But there are…
4 Ways to Pay for Home Improvements
Apr 26, 2022Are you considering revamping your home this year? It might be something small, like a broken window or a busted pipe. Maybe you find yourself wanting larger changes, like a new kitchen layout or a…
Tips for Buying a Home on One Income
Feb 15, 2022You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your…
Buyer or Owner? How a Refund Can Help
Jan 27, 2022If you’re lucky, you might be expecting a hefty refund come tax season — but forget the shopping spree. Instead, a tax refund can be an excellent tool for helping you improve your current home…
Your Debt-to-Income Ratio Calculation
Jan 14, 2022Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate…